If network (scheme) fees keep “surprising” you, you don’t have a fee model.
Read more →Illinois is a small state-level story with a potentially big interchange policy template.
Read more →In BaaS, a partner’s ops can become an issuer-level network(scheme) compliance problem.
Read more →Agentic commerce will be great for consumers.
Read more →Card [network fees](https://www.cardtraq.com/network-fee-explainer#card-network-scheme-fees-explained) are one of the fastest-growing cost lines in the payments ecosystem — and one of the least...
Read more →We’ve started doing some work in Japan.
Read more →Visa and Mastercard network fees are rising, and many issuers are feeling growing pressure on margins as 2026 planning begins.
Read more →Visa and Mastercard operate the world’s largest [**card networks**](/glossary#cardnetwork) (often referred to as [**card schemes**](/glossary#cardnetwork) outside the US).
Read more →Under the proposed settlement, **standard consumer credit card** [**interchange**](/glossary#interchange) would be capped at approximately **1.25%**. Today, those products typically earn...
Read more →We were speaking with a bank recently about how they are building AI automation into their payments capabilities.
Read more →Yesterday I posted on Visa. Issuers and acquirers are paying more to the networks - and Mastercard shows it again.
Read more →Issuers and acquirers are paying more to the networks - and the gap keeps widening.
Read more →Most C-level teams see card network compliance as a cost. Few see the intelligence behind it.
Read more →For **BIN sponsors, acquirers, and ISOs**, card **network fees** are not always recovered in full from clients - even when clients have dedicated **Visa or Mastercard BINs, ICAs, SREs**, or other...
Read more →Most issuers and acquirers still treat **card network compliance** as a back-office obligation.
Read more →US acquirers and ISOs: Mastercard MDEF cap removed - are you staying on top of network fees?
Read more →